Recently, a number of severe thunderstorms have produced large hail, damaging winds and flooding. The hail caused damage to aluminum siding, gutters, downspouts, and in some instances shingled roofs. This damage is covered in most cases by your homeowners insurance policy.
Some insurance companies insist that hail only comes from one direction. Watch this video and judge for yourself.
What does the damage look like?
Hail damage appears as a round or teardrop shaped dent, not sharp or jagged. The more wind-driven, the more dents will be present. When hail falls straight down, it doesn't damage aluminum siding.
40 year old 8" smooth aluminum siding with dents anywhere from 1/2" to 1", taken on a home in Lombard in 2009.
Up to 3" hail fell on this home in Carol Stream in July of 2003. The siding was .024 double 4" aluminum. The storm's damage path was 1/4 mile wide and 5 miles long.
3/4" hail on .019 double 5" aluminum siding in Wheaton, 2005.
1" hail on .024 double 4" aluminum siding in Lombard, 2012.
Pursuing an Insurance Claim
We are a LOCAL company specializing in the restoration of hail and wind damage to aluminum siding, roofing and gutters. We will determine if there is enough damage to pursue a claim, give you a thorough explanation of the claims process, and we will meet the insurance company claims adjuster at your home to document the damage. If there isn't any damage or if the damage isn't significant enough to pursue a claim, we'll let you know up front.
We do NOT chase hailstorms from state to state as much of our competition does. Beware companies that won't give you an upfront estimate to repair the damage to your home, and NEVER let anyone on your roof without your permission. Many companies will create damage to your home if it isn't already there, leading to the possibility of an insurance fraud investigation. See this CBS 2 video regarding man-made damage caused by storm chasers:
Repairing the Damage
We remove your existing siding to the underlayment and dispose of the scrap material. We will wrap your home in either DuPont Tyvek Homewrap or Dow Styrofoam insulation board, depending on the age and construction of your home. We then install Mastic premium vinyl siding in your choice of styles and colors. For roofing we remove all the old material to the deck. We replace any failed wood decking, install GAF Weatherwatch ice and water shield, replace the pipe flashing, replace all vents, install 15 lb. felt and install GAF Timberline 30 year Architectural shingles.
Cottage Hill Exteriors uses Mastic siding products and GAF/Elk roofing materials. Both have a transferable limited lifetime warranty.
Cottage Hill Exteriors warrants their workmanship for a period of five years. If there is a problem, simply give us a call and we'll gladly make the necessary repairs.
Due to the recent rash of Ice Dam issues, we must clarify that ice damming is NOT a warranty related issue, rather an unusual weather phenomenon. The problem is usually caused by inadequate attic ventilation.
for more information about Ice Dams.
Better Business Bureau Membership
Cottage Hill Exteriors is a Better Business Bureau accredited member with an A+ rating.
for more information about our BBB affiliation.
Cottage Hill Exteriors uses the top names you trust for your home: Mastic premium vinyl siding, GAF High definition Architectural shingles, DuPont Tyvek vapor retarder, and Dow Styrofoam insulation.
"Cottage Hill Exteriors" is a registered servicemark.